Facebook Chat. Zuh?

I use Google Talk. Will I use Facebook Chat? Probably not. Would you like an indepth analysis of this new service? IT’S A CHAT PROGRAM PEOPLE, WHAT MORE DO YOU WANT?!?! Okaies, here’s the skinny:
Find online friend.
Click.
Type “HAY MAN I NEED $5″.
Repeat until bored.
Kaies, done!
It sure looks pretty though!
~Spec